HEALTH INSURANCE COVER
COVER BENEFITS

PRODUCT STRUCTURE

Options BASE COVER(BC) BACK HOME COVER(BHC) COMPREHENSIVE COVER(CV) REMARKS
Plans
  • Primary Healthcare Cover
  • Hospital Cover
  • Back Home Cover
  • Medical Evacuation Cover
  • Primary Healthcare cover
  • Hospital Cover
  • Back Home Cover
  • Medical Evacuation Cover
  • Access Plan:
    Flexible and tailored-made
    based on customer needs

    ANNUAL LIMITS Stated Benefits Stated Benefits Stated Benefits -

    PRIMARY HEALTH BENEFITS COVER

    BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    INCIDENT LIMIT Budget Stated Benefit Stated Benefit Stated Benefit
    BENEFIT Individual & Family BENEFIT LIMITS BENEFIT LIMITS BENEFIT LIMITS Medical Debit Card
    Consultation Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Dentistry Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Optometry Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Laboratory Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Radiology Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Pharmacy Acute Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Ancillary Up to benefit limit Stated Benefit Stated Benefit Stated Benefit
    Maternity(OPC) Up to benefit limit Stated Benefit Stated Benefit Stated Benefit

    HOSPITAL BENEFITS COVER

    Options BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    INCIDENT LIMIT N/A Stated Benefit Stated Benefit Stated Benefit
    BENEFITS BENEFIT LIMITS BENEFIT LIMITS BENEFIT LIMITS
    Hospitalization N/A Full Cover Full Cover Full Cover
    Pharmacy N/A Full Cover Full Cover Full Cover
    Radiology N/A Full Cover Full Cover Full Cover
    Pathology N/A Full Cover Full Cover Full Cover
    Rehabilitation N/A Full Cover Full Cover Full Cover
    Prosthesis and
    Devices
    N/A Full Cover Full Cover Full Cover
    Maternity(NVD) N/A Stated Benefit Stated Benefit Stated Benefit
    Maternity
    (C/Section)
    N/A Stated Benefit Stated Benefit Stated Benefit

    INTERNATIONAL COVER

    Options BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    INCIDENT LIMIT N/A N/A Stated Benefit Stated Benefit
    BENEFITS BENEFIT LIMITS BENEFIT LIMITS BENEFIT LIMITS
    Hospitalization N/A N/A Full Cover Full Cover
    Travel fare N/A N/A Stated Benefit Stated Benefit
    Accommodation N/A N/A Full Cover Full Cover
    Repatriation of
    Mortal remains
    N/A N/A Full Cover Full Cover

    NON HEALTH BENEFITS COVER

    Options BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    BENEFITS BENEFIT LIMITS BENEFIT LIMITS BENEFIT LIMITS
    Death Cover Stated Benefit Stated Benefit Stated Benefit Stated Benefit
    Repartition of
    mortal remains
    Stated Benefit Stated Benefit Stated Benefit Stated Benefit
    Accommodation N/A N/A Stated Benefit Stated Benefit
    Travel fare N/A N/A Economy Economy
    Air Ambulance Additional Premium Additional Premium Additional Premium Inclusive
    Ground Ambulance Stated Benefit Stated Benefit Stated Benefit Stated Benefit
    Pharmacy-Chronoc Stated Benefit Stated Benefit Stated Benefit Stated Benefit

    VALUED ADDED BENEFITS (VAS)

    Options BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    BENEFITS BENEFIT LIMITS BENEFIT LIMITS BENEFIT LIMITS
    Medical Debit Card N/A N/A N/A N/A
    Mobile Data N/A N/A Stated Benefit Stated Benefit
    Mobile Airtime Stated Benefit Stated Benefit Stated Benefit Stated Benefit
    Mobile Handset
    (Smart Phone)
    Stated Benefit Stated Benefit N/A N/A
    Mobile Handset
    (Tablet)
    N/A N/A Stated Benefit Stated Benefit
    Mobile Wallet TBA TBA TBA TBA

    BASE ANNUAL PREMIUM

    Options BASE COVER(BC) COMPREHENSIVE COVER(BHC)
    IND. FAM. IND. FAM.
    PREMIUM SUBJECT TO COUNTRY OF EXPATRIATION SUBJECT TO COUNTRY OF EXPATRIATION SUBJECT TO COUNTRY OF EXPATRIATION SUBJECT TO COUNTRY OF EXPATRIATION
    ENQUIRE ENQUIRE ENQUIRE ENQUIRE
    REQUEST A QUOTE REQUEST A QUOTE REQUEST A QUOTE REQUEST A QUOTE